Traveling to a foreign country can be an exciting and exhilarating experience, but it’s also important to make sure that you have proper travel medical insurance in case of any unexpected medical emergencies. With so many travel insurance companies to choose from, it can be overwhelming to decide which one to go with. To help you out, we’ve compiled a list of the top 7 travel insurance companies for travel medical insurance.
What is Travel Medical Insurance?
Before we dive into the top travel insurance companies, let’s first understand what travel medical insurance is. Travel medical insurance provides coverage for emergency medical expenses, trip interruption or cancellation, and other unexpected events that can occur while traveling abroad. This type of insurance is particularly important if your regular health insurance doesn’t cover medical expenses outside of your home country.
What Does Travel Medical Insurance Cover?
Travel medical insurance typically covers the following:
- Emergency medical treatment and hospitalization
- Medical evacuation or repatriation
- Trip interruption or cancellation
- Accidental death and dismemberment
- Lost, stolen, or damaged baggage
Now that we have a basic understanding of what travel medical insurance is, let’s take a look at the top 7 travel insurance companies that offer this type of coverage.
1. World Nomads
World Nomads is a popular travel insurance company that offers comprehensive travel medical insurance coverage. Their plans cover medical expenses, emergency evacuation, trip cancellation and interruption, and personal liability. They also offer 24/7 assistance and support, which is particularly helpful in case of an emergency.
2. Allianz Travel Insurance
Allianz Travel Insurance offers a range of travel insurance plans, including travel medical insurance. Their medical coverage includes emergency medical treatment, medical evacuation, and repatriation. They also offer 24/7 customer support and coverage for trip cancellation and interruption, baggage loss, and other unexpected events.
3. AXA Assistance USA
AXA Assistance USA offers travel medical insurance plans that provide coverage for emergency medical expenses, medical evacuation and repatriation, and trip interruption or cancellation. Their plans also cover pre-existing conditions, which can be a big concern for some travelers.
4. Seven Corners
Seven Corners offers a variety of travel insurance plans, including travel medical insurance. Their plans cover emergency medical treatment and evacuation, as well as trip interruption and cancellation. They also offer 24/7 emergency assistance and coverage for pre-existing conditions.
5. IMG Global
IMG Global offers travel medical insurance plans that provide coverage for emergency medical treatment, medical evacuation, and trip interruption or cancellation. Their plans also cover pre-existing conditions and offer 24/7 emergency medical and travel assistance.
6. GeoBlue
GeoBlue offers comprehensive travel medical insurance plans that cover emergency medical treatment, medical evacuation and repatriation, and trip interruption or cancellation. Their plans also cover pre-existing conditions and include 24/7 emergency medical and travel assistance.
7. HTH Travel Insurance
HTH Travel Insurance offers a range of travel medical insurance plans that cover emergency medical treatment, medical evacuation and repatriation, and trip interruption or cancellation. They also offer coverage for pre-existing conditions and 24/7 emergency medical and travel assistance.
In conclusion, choosing the right travel medical insurance can make all the difference in the event of a medical emergency while traveling abroad. Be sure to carefully consider your options and choose a plan that best fits your needs and budget. The top 7 travel insurance companies mentioned above offer comprehensive travel medical insurance coverage, so you can have peace of mind while exploring the world.